Category: Blog

Many companies will tout the excellent retirement benefits offered, but the majority of twenty-somethings should have much more pressing concerns on their mind.

The what-if factor is always a good motivator. What if you become sick or injured while working in the next year? What if you require prescription medication on a regular basis? What if you need to see a chiropractor, psychologist, clinical physician, or any other medical professional consistently?

At times when these medical expenses crop up, the thought of retirement seems much farther into the distant future than it already did before. There is no hiding the fact that health insurance is a big financial burden. Employers often offer some form of a company-provided insurance policy; however, within this policy, there are often several options. In any case, employees will be subject to paying a substantial portion of their insurance coverage in one manner or another.

First, employers will remove a portion of one’s wages as a premium for company-provided insurance coverage. Asking employers what this premium amounts to on a monthly basis is a very important question for job candidates to ask. Besides premiums, employees face other out of pocket expenses in regards to company-provided insurance policies, which include deductibles and co-payments at the time of service. A deductible is an out of pocket expense employees will face up to a certain dollar amount before the insurance benefits truly begin to kick in.

Continue reading “Benefits for College Grads” →

In today’s competitive world, education is the only key to success. However, despite having talent, several students find it tough to take their education forward because of monetary constraints. Some of the best universities also charge the highest fees. In most cases, while an underprivileged person can pull on till junior high, it becomes almost impossible for him or her to continue further and obtain specialization in any one of the fields of study.

The government, several individual philanthropists, and private organizations offer free scholarships with an intention of encouraging education among all those who cannot afford it. These education scholarships are awarded to the needy students who have the potential to go a long way in the education arena.

Understanding Government Scholarships

The free scholarships are an attempt by the government to ensure that the students are able to complete their education without monetary pressure. These are government grants which are awarded to certain students and they are not expected to repay the money at any time in the future.  There are five basic types of free grants which a student can avail in the US. They are based on educational programs in which they choose to enroll, minority status, student-specific grants, subject-specific grants and grants by private organizations. Here is an elucidation of these five grants.

Continue reading “Free College Scholarships And Grants” →

You can find quite a few scholarships readily available for students who demonstrate exceptional grades and test results, but those students who are not really academically bright minds, often miss out on many of the scholarship options. However, there are quite a few easy scholarship grants available that do not require students to have an outstanding academic track record. There are, for example, scholarships offered to tall people who are over 6’1” or 6’2”.

This scholarship grant for tall people is called The Tall Clubs International Scholarship. Women must be over 5’10” to be eligible for this easy scholarship. Of course, it is no surprise that students need to write an essay on the subject “What Being Tall Means to Me” if they would like to qualify for this scholarship. Qualified applicants are granted $1000 worth of scholarship.
Continue reading “Easy Scholarship Grants” →

Many organizations in the United States give encouragement in the form of college funding to minority students so that they can continue education without financial barriers. Students of minority sections like the Hispanics, African Americans, Asians, Asian Americans and Native Americans are offered a variety of scholarships which they can use to overcome economic hurdles in their education. Read on below for some of the most popular minority scholarships for school in the USA.

Gates Millennium Scholar Programs

Gates Millennium Scholar, known more popularly as GMS program is meant for all minority students irrespective of their national origin or race. The award is given to meritorious minority students who have a genuine financial need for the aid. Applications need to reach the scholarship foundation by the 1st of January every year. The scholarship is open for several fields of study including engineering, law, health sciences, education, information technology and mathematics. The eligibility criteria are similar to the Federal Pell Grant stipulations. Aspirants should also have a record of community service, strong leadership qualities, and extracurricular activities.

Continue reading “Scholarships for Minorities” →

A country’s development depends largely on the educated masses as education helps you get better jobs and in turn increases the per capita income of the country. Education these days is a costly matter and due to financial reasons several women are unable to pursue higher studies and are forced to settle down with a low-income job.

Inability to arrange funds and family burden compel them to start working at a young age. The US Government in recent times has come up with various women’s scholarships and grants in order to encourage women to gain a basic degree and even go for specializations.

Many women at the later stage of their life realize the importance of education and wish to enroll in various educational programs and degrees offered by various colleges. Many public and private organizations offer specialized scholarships for women belonging to the age group of 40 to 50 years. Women who had to leave their studies half way also get a chance to complete their course through special women’s scholarships.

Continue reading “Scholarships for Women” →

The average cost of a four-year degree taken at an in-state college (ie the state that a student is a resident of) has skyrocketed to an average of $60,000. That means that more students than ever need all the help they can get to be able to afford to pursue a degree at all.

Federal and private student loans are there of course but many students also know that they really need to investigate all the possible student grants for college that might be available to them. Student grants for college are different to loans, this is money that never needs to be paid back. But who on earth would give out such monetary rewards, especially in the current financial climate? We set out to find out:

Continue reading “Student Grants for College – What is Available?” →

Here you will find information about grants for black women. In case you cannot pay for your school tuition fees and other expenses, you can be to realize that you can find a variety of school scholarship grants that are intended to help you proceed with your studies.

As opposed to loans, grants are free funds, and this allows students to focus on their studies without having to worry about repayment. To put it differently, these grants keep you clear of the debt trap. Let’s take a closer look at a number of these school grants that are usually of wonderful help in our country.

Most of the educative grants are targeted towards the improvement of disabled students and those students who only have marginal English speaking skills. These days, US laws require public schools to accommodate handicapped students conveniently, but it is uncertain whether the federal government will always provide the needed finances to accommodate handicapped students in public schools. In specific cases, students can receive government grants for proper accommodation.

Continue reading “Black Women Grants” →

Whether you’re in college, preparing for the GMAT testing or you graduated 20 years ago, there are quite a few study tips that you can apply to everyday life. After all, it’s still just time management and a lot of the basic rules apply. Unfortunately, once people finish school, many of them put those stellar time management skills on the back burner. It’s true that if you don’t use it, you lose it, and that can make your life more hectic than it needs to be.

There’s no magic date that you’re a grown-up, and time management skills aren’t innate for most people. Just like getting ready for that big test, succeeding at life requires you to make an effort. Happy hours, movies and responsibilities (like kids) might be calling. Here’s how you can tap back into your Dean’s list side. These tips were shared with us by Coven Celleb from the MyCareerTools.com, a website that provides information for students about online MBA courses and tips on learning fast and effectively.
Space Management Continue reading “How to prepare for the GMAT exam effectively” →

When they are trying to find an excellent college education, a good number of students discover that they will be needing financial assistance, and very often students find out that they do not qualify for certain academic programs. On the other hand, financial support for minority groups (and especially Hispanics)  has grown to become abundant over the recent years. Fortunately, we can find quite a few companies and private organizations that realize what must be done for minorities to successfully get hold of scholarships and grants.

A large number of organizations and businesses present grants and scholarships for a number of different reasons. Many businesses are willing to invest in students in hopes to at some point have the student as their employee. Numerous high-tech companies provide grants and scholarships for Hispanic students and expect these students to become the finest workers in their specific fields of industry.

Then there are businesses and organizations that give grants and scholarships for Hispanic students to encourage diversity all through the country. But whatever the objective or reason, you now can find thousands of Hispanic scholarships available. Let’s take a look at some requirements.

Continue reading “Scholarships and Grants For Hispanics” →

It cannot be denied that today students of Hispanic and Latino heritage can get a huge number of scholarships in numerous educational fields. This enables them to accomplish their academic education without going through serious hiccups. Actually, you can find a large number of organizations that grant millions of dollars to qualified Hispanic students every year. We can see that the Hispanic population really does not lag behind other population groups. it’s a well-known fact that with students of Hispanic and Latino heritage drop out from high school.

One of the most renowned associations that provide scholarship grants to valuable Hispanic and Latino candidates is the Hispanic Association of Colleges and Universities (HACU). This association was established in 1986 and the HACU honors lucrative scholarship grants to qualifying college students. The association represents almost 450 educational institutions dedicated towards the enhancement of the Hispanic/Latino population.

Continue reading “Hispanics Scholarship Fund” →